Archive for the ‘Credit’ Category

Store Credit Cards

by on Thursday, January 19th, 2012

This past week I was shopping at various stores almost every night after work. It seems like this was the week to get all the errands run and all the things bought that I’ll need for the ever growing “honey do” list.

It seems like every store I went to tried to pitch me on signing up for either their store issued credit card or their store’s special frequent customer card. I already have a key chain full of those frequent customer cards and frankly, I don’t want any more garbage hanging on my key chain.

Store credit cards are another matter. I have read the terms and conditions for all the major retailer’s cards and not any of them are a good deal for the consumer. The interest rates are very high and late fees and penalties are extremely high.

I seriously do not recommend getting any of the retailers credit cards, except for possibly the convenience of a gas station branded card. If you get a gas station card, make sure you pay the balance in full every month, or the interest and fees add up really fast. Unless you like paying double the price at the pump over the course of a year, be extremely careful how you use and maintain a gas station credit card.

Debt consolidation

by on Sunday, January 11th, 2009

As with most Americans there are few things as bad as being deep in debt. Debt Consolidation is one option that I am looking at and I will need to make up my mind quickly and get the ball rolling if that is the path that I chose to go down. I have found a great company to assist me on the path to credit rebuilding. One thing I will need to under go quickly is credit card consolidation. I will need to get the payment on my credit cards back where I can afford to pay them off.

Fast Debt Freedom Now has a great plan to help get people like me out of debt and I think I will be able to use their plan to get myself back on firm ground. This will not be a quick fix but will take a while and I am ready to put my nose to the grindstone to get this done.

I know that I can climb out of this very deep hole I have put myself into and it just took a hand from this great company to help get me started. Thank you, Fast Debt Freedom Now, you have helped put me back on the path to good credit and money in my pocket again.

Bad Credit

by on Thursday, December 11th, 2008

Bad credit is the scourge of our existence in this world, and one way to beat this bad credit crunch is to get a bad credit credit card, many companies offer these bad credit credit cards and I have a couple of my own. The very best I have found is from Bad Credit Offers, they have a card for every one and it has helped me many times. Check out the web site at http://www.badcreditoffers.com to see if they have a credit card for you regardless of your credit score.